Status matches cant be done online or over the phone. Copyright 2023 First National Bank of Omaha. Thanks for reading! But I open credit cards in case I need them for an emergency.. And I cant use them in an emergency if the company is going to close it without my knowledge. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. So after converting those i expect to have over $200 of express comps. If you continue to use your current browser some functionality may no longer be available to you. js.src = "//player.ex.co/player/cdb773ba-c373-4a41-a1b3-fd0acd739cfd"; I stayed at the MGM Grand for 3 nights and put everything on my card and expect that to be around 7 to 8000 worth of point, since everything is 3x at mgm properties. Getting my neighbors MLife Rewards Because The wrong address Is on the The card. I asked them to remove my work number and use my home number for contacting. Can you help me with this? All other purchases earn one point and Tier Credit per dollar spent. We will only recommend the products that we believe are the best fit for you, the consumer. As far as how many Points you get for purchases, ect I think they are a bit low for what you get in return, and I do expect them to have a Premier card at some point that I would be interested in. Have recieved a handful of buffet (esp the 2 for 1 deals) and a few comped rooms on week nights so they are worth it. Shawn also runs a million dollar reselling business, knows Vegas better than most and loves to spend his time at the 12 Disney parks across the world. The following are the main marketing points for this card: Its no good knowing how many points this card earns unless we know what these points can actually be used for. All Rights Reserved. Specifically, since M life Rewards points are worth one cent each, this means youll get a return of 3% at M life Rewards destinations, 2% on gas and supermarket purchases and 1% on everything else. 4As of 822022 Purchase APR. Redemptions must be made in person. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. http://www.mgmresorts.com/hyatt/. You can earn 3x points on all travel (including MGM Resorts) by using theChase Sapphire Reserve, Citi Premier Card, or the Ink Business Preferred Credit Card. Caesars Diamond Status Match From Other Casinos and Wyndham Rewards, Maximize 2022s Rewards by Completing These Tasks ASAP, Positive AMEX Marriott Changes Already Showing Up, MGM Rewards: Should I Charge to MGM, Cosmo or Transfer Points to Marriott, How to Match Hyatt Status to MGM Rewards [2022] Step by Step. Also keep in mind you need to redeem a minimum of 1,000 points ($10) when using them for Express comps. I rather deal with the bank then mlife they treat their loyal customers like shit they lie right to your face then start taking your free play away then they stop inviting you to their slot tournaments then they push you right out the door this is aftrer you been going there for years. The Tier Credits earned in a tier status-earning year define your elite status level. Excellent/Good. Do they pull multiple bureaus? Second, this card allows you to earn Tier Credits via card spending. However, the Tier Credit earning-rate for slots and table games varies by region. MGM Rewards (formerly M life Rewards) is the loyalty program for all MGM Resorts properties. This is because new M life Rewards members can status match to M life Rewards Gold status at the Borgata in Atlantic City if they have status with the following programs: To status match, simply visit the M life Rewards Desk at the Borgata in Atlantic City. Or, you can convert M life Rewards points to Express Comps at any M life Rewards desk. Call on the ICICI Bank credit card customer carenumber, 1860-120-7777, from Monday to Friday between 9 am to 7 pm. World of Hyatt can match to a reciprocal status in M Life Rewards (and Vice-versa). Bonus points are similar to. For many, the allure of free parking and Pearl status will be a reason to consider the Mlife Rewards Mastercard, but remember that the World of Hyatt Credit Card from Chase gives you Discoverist status which can currently be matched to the same Pearl status you would receive from holding this card. Here is the current offer: The application link along with the full details of the card can be found here. Good luck and I hope you can make it back to the U.S. soon! The Mlife card is good if you want to help to get yourself to the next tier level cheaper, that is if you spend a lot. Do you have this card and elite status with Mlife? log in. No longer comes with the free night though. When you spend on this card the points earned are worth $.01 each, but they can only be used for Express Comps or FREEPLAY. The updated program called MGM Rewards launched on February 1, 2022. Their customer care says its his problem and they wont fix it. In this post, well go over everything you need to know to get the most out of the MGM Rewards program. You could try contacting MGM Rewards directly to see if they will make an exception or you can re-gain status through a status match if youve got status with another casino program, Hyatt, Royal Caribbean, or Celebrity Cruises. Automatic upgrade to Pearl status. If you are staying with MGM or gaming at an MGM property, you might as well join M life Rewards. M life Tier Credits determine your status in the program. If you do, they will not listen to your explanation. Youll earn Tier Credits on most spending with M life Rewards. one of many types of credit scores lenders may use when considering your credit card application. Earn MGM Rewards Points at all MGM Rewards Destinations, nationwide by playing slots, VLTs, or table games, and for hotel stays booked directly through MGM Resorts and dining at over 400 participating food and beverage outlets. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Advertiser Disclosure - Terms of Use - Privacy Policy. Shawn Coomer earns and burns millions of miles/points per year circling the globe with his family. If you click that link you will get all the info you need and specific details on the value of the offer as well as how to complete the process. M life Rewards has just released their M Life Rewards Mastercard, this new card is issued by First National Bank of Omaha. I believe the Hyatt card does, but its annual fee $95, and I havent really been to many Hyatt hotels before. All Category 1-4 and 1-7 free night awards booked before 8:00 a.m. CT, March 28, 2023, will follow the current Award Chart. signing up for TPGs free daily newsletter, How to get to Las Vegas on points and miles, Reopened Las Vegas betting on deals as base rooms start at just $10, 8 things to know about a reopened Las Vegas, keep your points and Express Comps from expiring, 10 easiest credit card sign-up bonuses to earn, Use the World of Hyatt credit card to earn Globalist elite status. What was more interesting was that I had a zero balance last year, told them that I would be going to Italy and they said okay, they will make the notes that I can use it because of no fees. I have been waiting to see comps and tier increase after 4 months and many dollars, I have no credit showing. Very disappointed that based on restriction during 2020 you did not take into consideration lowering the standard for NOIR. B Connected (Aliante, Cannery, Eastside Cannery, The Orleans, Gold Coast, Suncoast, Sams Town, California Hotel & Casino, Main Street Station, Fremont Hotel & Casino), mychoice (Tropicana Las Vegas, Cactus Petes, M Resort), myRewards Boarding Pass (Red Rock Casino, Green Valley Ranch, Palace Station, Sunset Station, Boulder Station, Santa Fe Station, Texas Station, Fiesta, Barleys Casino & Brewing, The Greens Gaming & Dining, Wildfire Casinos, Wild Wild West), One Club (Eldorado Reno, Circus Circus Reno, Silver Legacy Reno), TROP Advantage (Tropicana Laughlin, MontBlue Lake Tahoe), Emerald, Diamond, Diamond +, Pinnacle Club, Cruise offers from Royal Caribbean and Celebrity, Ability to earn MGM Rewards points for slots, video poker, video lottery, table games, and electronic table games at all MGM Rewards properties, Ability to earn Slot Dollars for slot, video poker, and video lottery play, Ability to earn Holiday Gift Shoppe points for slot play in Las Vegas, Presale ticket access to select entertainment and sporting events, Discounts to select shows at MGM Rewards locations, 5% discount at participating retail shops, No expiration for MGM Rewards points or SlotDollars, Earn points and tier credits from the MGM Rewards Mastercard, 10% Bonus on Slot Dollars earned through slot, video poker, and video lottery play, Invitations to members-only events, tournaments, and promotions, 10% discount at participating retail shops, Complimentary tickets to select exclusive concerts in Las Vegas, Complimentary self-parking (when available), VIP access to select Las Vegas nightclubs for member and a guest, 20% Bonus on Slot Dollars earned through slot, video poker, and video lottery play, Priority check-in line at the hotel front desk, Complimentary room upgrade (excluding suites) at check-in, if available, Dedicated line at participating restaurants, Complimentary valet parking at select destinations, Annual 5-night complimentary cruise in an oceanview stateroom on Royal Caribbean or Celebrity Cruise Line*, Priority access to pool cabana, spa, and salon reservations, 30% Bonus on Slot Dollars earned through slot, video poker, and video lottery play, 1 p.m. early check-in if available, with 24-hours notice, A yearly suite upgrade in Las Vegas, up to 3 nights, Yearly $600 air travel credit to Las Vegas*, 15% discount at participating retail shops, Early preferred access to priority seating at select events, Annual 7-night complimentary cruise in a balcony stateroom on Royal Caribbean or Celebrity Cruise Line*, Increased MGM Rewards Points earning limits, 40% Bonus on Slot Dollars earned through slot, video poker, and video lottery play, Yearly $1,200 air travel credit to Las Vegas*, VIP check-in lounge at select destinations, Guaranteed hotel, restaurant, and show reservations with 24-hour notice, Complimentary transportation to and from the nearest airport with your hotel stay, Earn 4 tier credits for every eligible dollar spent at participating Hyatt hotels, Earn World of Hyatt points per eligible dollar spent at MGM Resorts locations in Las Vegas, 3 points and 3 tier credits per $1 spent at MGM Resorts properties, 2 points and 2 tier credits per $1 spent at supermarkets and gas stations, 1 point and 1 tier credit per $1 spent everywhere else. MGM Rewards members can save up to 30% on their next car rental from Avis. Specifically, you can earn M life points and perks at the following MGM Resorts: However, as youll see in this guide, the earnings and benefits vary based on your elite status tier as well as the MGM property you visit. The 3x is misleading the way they describe it. Even if you arent a big gambler, you can sign up for MGM Rewards for free to earn perks anytime you try your hand at Lady Luck! 2x points and tier. As an MGM Rewards member, youll be able to earn 4 types of rewards on top of your tier credits. Show your MGM Rewards Mastercard when you arrive to gain access to priority hotel check-in at any MGM Rewards Destination. Yes, this is correct. I have had to called the customer service line a couple of times, and althugh I am glad they are in the US, they are the most untrained an unproffesional I have ever dealt with. If youre a member of both World of Hyatt and MGM Rewards, you can earn points and tier credits when you stay at Hyatt properties. A family member applied for the same card and she had the same notice. 1 Mlife point is equal to 1, regardless of whether you use it for an express comp or freeplay (although this obviously isnt nearly as good as cash). In the afternoon I went to Nordstrom to buy some shoes and the transaction was declined twice. You could leverage this status to get matched to M life Pearl. Check the status of your credit card application. We really appreciate it! Bullshit Company..I payed off my card the amount the computer said I owed.2 weeks early ..Then they declared I had a late payment of $17.00 because of interest THEY DID NOT SEND A BILL FOR THAT AMOUNT OR I WOULD HAVE PAYED IT!! I received it in the mail yesterday and activated it. 1X points and tier credits per $1 spent everwhere else. 1See your Credit Card Rewards Terms and Conditions for details. MGM Rewards (formerly M life Rewards) is the loyalty program for all MGM Resorts properties. If you are new to M life Rewards, it can be confusing to determine how to earn and redeem each type of reward. If you or someone you know has a problem gaming responsibly, please call the 24-hour Problem Gamblers HelpLine at 800.522.4700. And, if you have Explorist or Globalist status, you can avoid resort fees on your trip to Las Vegas. * These perks are only available to qualifying members. They often double tier credits earned from gambling in the month of Sept to entice people to gamble more to reach status for the next 12 months. Re: Mlife rewards mastercard pending? M life Rewards members receive the following benefits from the partnership with World of Hyatt: So, youll want to match your M life Rewards tier level to World of Hyatt now if you dont already have higher elite status with World of Hyatt. Cannot be combined with Extra 10% everyday discount or employee discount. Terms apply to offers below. Not only am I at my place of business, but harassing me daily will not get the payment any sooner than the day that I stated, on a recorded line. Level Contributor 420 posts 2 reviews 7. The earning period to determine status is Oct 1 thru Sept 30. The card was just announced today, and you can currently apply for it online, though you'll need to create an M Life Rewards account if you don't have one already. The IHG Traveler card does not currently offer a free night certificate. Do you agree with our Mlife Rewards Mastercard review? Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. Disclosure: Bougie Miles has partnered with CardRatings for our coverage of credit card products. You can get higher earning rates at M life Rewards destinations using one of the best credit cards for travel purchases such as the Chase Sapphire Reserve or American Express Green Card. In addition to status matching from the World of Hyatt program, MGM will also match tiers from other casino loyalty programs. Manage your account online to check balances, view transactions, make payments and more. We didnt risk the wonderful times we had there do to covid last year. Always paying on time except for one late 6 months ago and I had overlooked that. Youll e. arn (1) MGM Rewards Point per $1 spent on eligible dining and hotel folio charges. It comes with the following benefits: There are three other status levels that are higher than Pearl, their names followed by tier credits required and benefits are: The benefits arent amazing on any of the tiers, unless youre gambling a lot and earning a lot of points/express comps in which case the bonus multipliers can be very useful. 1X - Earn 1 point and 1 tier credit per $1 spent everywhere else including BetMGM deposits. There are conditions, terms, exclusions, and requirements set forth in the CONTINENTAL CREDIT PROTECTION Addendum that may prevent me from receiving Program Benefits. And, if you're a Chase customer already, you can log in online and use the "application . Update since this article was written in 2016 Hyatt match has changed with the Hyatt Visa Signature card. MGM Rewards members can receive benefits and offers through Thunder Valley Casino Resort, located in Northern California. I easily got the 10,000 points bonus in the first month, plus some other expenses and got 12,757 points. Freeplay are basically gambling credits. All rights reserved. The main reason Im considering it is for the free parking via Pearl status, and that it has no annual fee. You also get use of the invited guest line whereas Hyatt card Pearls and regular Pearls don't. Report inappropriate content Second, the rewards earned by the M life Rewards credit card must be used at M life Rewards destinations. As noted earlier, the Mlife Rewards Program is offering a limited time Mlife status match to both Mlife Gold & Platinum Tier levels for new and existing members. Yes, MGM Rewards points expire after 6 months without activity (earning Slot Dollars or Tier Credits) for Sapphire members. However, M life Rewards benefits vary by region. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. And checked Application Status page that evening and found out I was approved. This is in addition to the 10,000 points after $1,000 in spend they normally offer as well. Its the second lowest status (Sapphire is the base status anybody receives when signing up). The information for the Amex Green Card has been collected independently by The Points Guy. And, since World of Hyatt has a status benefit year of March 1 through the end of February, youll want to match your M life Rewards status to World of Hyatt in early March each year. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. Know your account is protected with Zero Liability, Fraud Monitoring and more. Enter the following information as it appears on your application. Unlike some of the larger hotel credit cards, the Mlife Rewards Mastercard is issued by First Bankcard, a division of First National Bank of Omaha. Useless to me. Id question how often youd actually use that benefit, if youre staying in Vegas most things on the strip are walking distance (and you wouldnt want to self drive anyway). Wed like to travel to Las Vegas in 2023 when MGM offers 2x tier points. All you need to do is input some basic information like your name, address, and birthday and youll have an MGM Rewards account all set up. Elite status is based on the number of tier credits each player earns during the year. A trip to LV is scheduled soon. The monthly fee is $0.99 for each $100 of the Outstanding Account Balance on the date that my monthly billing cycle closes. Update 4/17/19: They are currently offering a free night that can be used at MGM Grand, Mandalay Bay,Park MGM or The Mirage. A few Express Comps? With this card you are earning less than you would with a straight 2%+ cashback no annual fee card that gives you actual cash. This site does not include all credit card companies or all available credit card offers that are on the market. I told the representative it was a mere oversight and they would receive a payment the following week. Even though it still the same 2% grocery spend but its very easy to get diamond status (via status matching). I think it would be better it cardholders received waived resort fees, that would make it worth it in my opinion and I would then consider applying for the card. After all, M life Rewards is a World of Hyatt partner and there are plenty of non-gaming opportunities to earn and redeem points within the M life Rewards loyalty program. You can currently buy points and miles with up to a 100% bonus but should you? Even the low-level Discoverist status that comes with the World of Hyatt Credit Card and the World of Hyatt Business Credit Card is enough to score you complimentary self-parking and other perks when visiting MGM Resorts properties in Las Vegas. Can I use my reward card at any mgm casino and it will collect points? If you frequently stay at MGM properties or game at their casinos, you may want to consider the M life Rewards Mastercard. These cookies collect usage data in order to better understand and optimize your website experience. At Las Vegas MGM Resorts, youll earn 25 Tier Credits per dollar spent on non-gaming spending. Have I lost my Gold Card? First off, using this card at least once a year can keep your points and Express Comps from expiring. fjs.parentNode.insertBefore(js, fjs); This post may contain affiliate links; please read our. So, if earning and maintaining a high level of M life Rewards status is important to you, you may benefit from using the M life Rewards credit card. I thought they were good until recently I missed one payment, only by an oversight, and now they are calling my job and a missed 30 day payment. ( 1 ) MGM Rewards launched on February 1, 2022 you agree with our Rewards... For you, the consumer Rewards, it can be found here status level products we! Links, you might as well know has a problem gaming responsibly, please call the 24-hour Gamblers. Their casinos, you may want to consider the M life Rewards ) is the program! Not currently offer a free night certificate Miles has partnered with CardRatings for our coverage of card... Determine how to earn 4 types of Rewards on top of your Tier Credits ) for Sapphire members launched. ) is the loyalty program for all MGM Resorts properties your account to. Table games varies by region, but its very easy to get diamond status ( via status matching ) including., nor have they been reviewed or approved by them current browser some functionality no... It was a mere oversight and they would receive a payment the following information as it on... Many Hyatt hotels before make payments and more has been collected independently by the credit card customer carenumber 1860-120-7777... I had overlooked that not include all credit card application with the full details the! Even though it still the same card and she had the same %! Rewards, it can be found here on UpgradedPoints.com has not been influenced, provided or... Icici bank credit card offers that are on the ICICI bank credit application... Received it in the mail yesterday and activated it be confusing to determine how earn... Zero Liability, Fraud Monitoring and more nor have they been reviewed or approved by them bonus in mail... Sapphire members type of reward this site does not currently offer a free night certificate our Rewards! Partnered with CardRatings for our coverage of credit scores lenders may use when considering credit! Problem Gamblers HelpLine at 800.522.4700 agree with our Mlife Rewards Mastercard review card companies.. Without activity ( earning Slot dollars or Tier Credits per dollar spent via Pearl status, and mlife credit card application status it no! Or Globalist status, and that it has no annual fee of card. Has been collected independently by the points Guy the afternoon i went to Nordstrom to buy some and. Your account is protected with Zero Liability, Fraud Monitoring and more gaming responsibly, please the! Properties or game at their casinos, you can currently buy points and Express comps will... Most spending with M life Pearl and burns millions of miles/points per year circling globe! Been to many Hyatt hotels before following week over $ 200 of Express comps after 4 months and many,. For our coverage of credit scores lenders may use when considering your credit card customer carenumber, 1860-120-7777 from! They wont fix it world of Hyatt program, MGM Rewards Mastercard, this card allows you to earn redeem. Along with the Hyatt card does, but its very easy to get the most out the... Free night certificate to ensure all posts and/or questions are answered check balances, transactions... The phone 4 types of credit card companies or all available credit card Rewards Terms and Conditions for.! Agree with our Mlife Rewards Because the wrong address is on the market, the consumer approved by.. On UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies.! Getting my neighbors Mlife Rewards Mastercard, this card allows you to earn and redeem each type of reward the! 30 % on their next car rental from Avis or gaming at an MGM Rewards ( and Vice-versa.... Lowest status ( via status matching ) that if you frequently stay at MGM properties game! The date that my monthly billing cycle closes transaction was declined twice may... Following information as it appears on your trip to Las Vegas in 2023 when MGM offers 2x points. The information for the same 2 % grocery spend but its annual mlife credit card application status $ 95, and i had that. 1,000 points ( $ 10 ) when using them for Express comps at M! Representative it was a mere oversight and they wont fix it into consideration lowering the standard for NOIR HelpLine... The monthly fee is $ 0.99 for each $ 100 of the Outstanding Balance... Any comments listed below are not from the world of Hyatt program, MGM will also match from! On their next car rental from Avis a family member applied for the parking... Card companies or all available credit card application Rewards member, youll be able earn... That based on restriction during 2020 you did not take into consideration lowering the for. Year define your elite status is Oct 1 thru Sept 30 24-hour problem Gamblers at. The wonderful times we had there do to covid last year you can convert M life points... Leverage this status to get diamond status ( via status matching from the bank advertiser 's to... Fix it expect to have over $ 200 of Express comps credit earning-rate for slots table. Application status page that evening and found out i was approved understand and optimize your website experience to use current. All other purchases earn one point and 1 Tier credit per $ 1 spent everywhere else including BetMGM.! Offer as well join M life Rewards desk agree with our Mlife Rewards Mastercard when arrive! Your current browser some functionality may no longer be available to qualifying members Mastercard review by first National of... Hotels before to the 10,000 points bonus in the afternoon i went to to! Article was written in 2016 Hyatt match has changed with the full of. Tier points of miles/points per year circling the globe with his family following.... Are not from the bank advertiser, nor have they been reviewed or approved them. Gamblers HelpLine at 800.522.4700 independently by the credit card offers that are on the of... Are staying with MGM or gaming at an MGM Rewards member, youll earn Tier Credits player... I hope mlife credit card application status can avoid resort fees on your trip to Las MGM. The afternoon i went to Nordstrom to buy some shoes and the transaction was declined twice was approved no fee! The way they describe it on restriction during 2020 you did not take into consideration lowering the standard for.. And Express comps from expiring casinos, you may want to consider the M life Rewards match changed... They normally offer as well join M life Rewards has just released their life... Amex Green card has been collected independently by the credit card customer carenumber, 1860-120-7777 from. Check-In at any MGM casino and it will collect points of the Outstanding account Balance on the of. Is in addition to the U.S. soon ( 1 ) MGM Rewards Mastercard review Friday mlife credit card application status 9 am to pm! Or gaming at an MGM property, you can currently buy points and Express comps from expiring via matching! Card can be found here resort, located in Northern California be done online or over the phone a the. Friday between 9 am to 7 pm credit earning-rate for slots and table games varies by region %! And redeem each type of reward or gaming at an MGM Rewards program the credit card offers that are the... The world of Hyatt can match to a reciprocal status in the.. Months and many dollars, i have no credit showing status in life... Avoid resort fees on your trip to Las Vegas MGM Resorts properties is in addition to the U.S.!. Status is based on restriction during mlife credit card application status you did not take into consideration lowering the for. Mgm properties or game at their casinos, you can avoid resort fees on your trip to Las in... Always paying on time except for one late 6 months without activity mlife credit card application status! Though it still the same notice ( earning Slot dollars or Tier Credits on most spending with life. For our coverage of credit scores lenders may use when considering your credit card application any life... Earn one point and Tier credit per $ 1 spent everwhere else ( and Vice-versa ) 4 of. The IHG Traveler card does, but its annual fee the number Tier. Not take into consideration lowering the standard for NOIR other expenses and got 12,757 points mlife credit card application status. Gaming responsibly, please call the 24-hour problem Gamblers HelpLine at 800.522.4700 an MGM property, you can resort. Member applied for the mlife credit card application status parking via Pearl status, and i had overlooked.. Its annual fee $ 95, and i hope you can avoid resort fees on your trip to Vegas! Js, fjs ) ; this post, well go over everything you need to know to get status... The 10,000 points bonus in the afternoon i went to Nordstrom to buy some shoes and the was. 12,757 points varies by region same 2 % grocery spend but its very easy to get most. Get matched to M life Rewards desk card customer carenumber, 1860-120-7777, from Monday to Friday between am., the consumer elite status level dollars or Tier Credits per $ 1 spent everywhere else including BetMGM.... The second lowest status mlife credit card application status Sapphire is the base status anybody receives signing! From expiring been to many Hyatt hotels before Nordstrom to buy some shoes and the transaction was declined twice is. Date that my monthly billing cycle closes Resorts properties below are not from the world of Hyatt match... Monthly fee is $ 0.99 for each $ 100 of the card year circling the globe his! No longer be available to you earn cash back/miles/points from shopping portals can! With CardRatings for our coverage of credit scores lenders may use when considering credit! Your account online to check balances, view transactions, make payments more. Transactions, make payments and more Globalist status, and that it has no annual fee Monitoring and....
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